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Capital One Affiliate Program Review

There are hundreds of thousands of affiliate programs available for everyone. While some are well known, others aren’t – but that doesn’t make them any less good. And in this article, you’ll learn everything you need to know about the Capital One affiliate program.

Is Capital One worth your time, what do they have to offer, and how good is their affiliate program?

These are just some of the questions I’ll answer today. There are just some things that you might not be aware of before joining – and it’s always better to do your research than be sorry, right?

Overview & Rankings

Name: Capital One affiliate program

Training: 4.7 out 0f 5.0
Support: 5.0 out of 5.0
Benefits: 4.9 out of 5.0

Price: Free

My Overall Rating: 4.8 out of 5.0

What is Capital One?


Capital One is a huge company and chances are you’ve heard about it. It’s an American bank holding company that specializes in credit cards, loans, banking, and saving accounts.

It only operates in the United States, so if you haven’t heard about it – now is the right time to look it up. It operates out of McLean, Virginia with branches all over the United States.

But the reason you’re here is that you’ve heard about the Capital One affiliate program. Is it usual for a financial institution to offer an affiliate program?

It’s definitely not strange to see a financial institution offer an affiliate program. Most of the time, people don’t know about them – but they exist.

The same thing applies to the air companies and many other companies across hundreds of different industries.

And the chances are that most of the companies you use offer an affiliate program that you can take advantage of.

Just think of it. When was the last time you recommended something to your friend, colleague, or family member? You are probably already giving good advice but aren’t taking the advantage of it.

Therefore, keep on reading so you don’t miss out on the Capital One affiliate program!

Capital One Affiliate Program


Capital One affiliate program is definitely not something everyone knows about as it’s not something you can easily spot when browsing the Capital One website.

However, if you have been a member of Capital One for a longer period of time, you might have come across an offer to earn money for referring friends & family to Capital One.

Of course, there is always some sort of a catch with these types of offers so most people don’t even pay attention to them.

However, Capital One has a decent affiliate program that allows you to really get rewarded by referring people to the program. Yes, starting with friends & family is a great way to begin, but I recommend aiming higher and promoting the Capital One online (if you’re happy with their service, of course).

The thing with the Capital One affiliate program is that you automatically get a bonus once your referral sets up their profile.

However, the main difference with this affiliate program is that you won’t be able to see who was your referral as the information is confidential and can’t be revealed by Capital One. However, I don’t think this is something you should really care about either.

The Good


The great thing about the Capital One affiliate program is that you’ll earn a commission for every new card issued by Capital One. This means that you might get one referral, and if they get more than one card – you’ll earn a commission on both cards.

Another great thing is that you can always count on the regular payments you will receive from their compliance and marketing platform.

Even though it’s not known exactly what your commission rate is going to be right from the start – based on my experience, I can say that you can earn anywhere between $25 to $150 per referral.

However, Capital One’s commission rates will depend on the type of account you have at Capital One.

Both company and the affiliate program have a great reputation, are known for good business practices, and offer great customer service.

So if you know how to guide users through the confusing process of choosing a financial institution and obtaining a card – you’ll be well compensated for your help!

The Bad

The only downside of this affiliate program is that you actually have to be an account holder at Capital One. While some might see this as a bad thing, I only see it as a requirement.

It would be crazy to promote something you’ve never tried or experienced.

Other than that – I believe that the Capital One affiliate program doesn’t have any drawbacks. As long as you read the terms of service when applying for the program – you’ll do well!

Does it Cost to Join the Capital One Affiliate Program?


Just like any other affiliate program, Capital One doesn’t cost you any money to join. It’s free to join, with one requirement – to be a member of Capital One.

Then upon the membership type you have, they will determine the commission rate structure (which you’ll be able to find inside the program).

Is Capital One Affiliate Program Worth Joining?


I believe that the Capital One affiliate program is worth joining. They’re a very solid company with a great reputation and their affiliate program represents that.

The credit card niche/industry is lucrative and I think that if you’re good at trying out various providers and sharing your experience along with helping people navigate their way through the sea of credit cards available nowadays – you’ll be able to make decent money as a result.

However, you shouldn’t only follow the money. You can’t just fake it until you make it in the credit card industry.

And no matter how many people try (because of the lucrative commission rates), they eventually fail because they don’t know what they’re talking about.

Therefore, educate yourself, create a plan, get a lot of experience, and only then start recommending the best credit cards to internet readers!

This affiliate program is worth joining as it’s really solid, you won’t ever have to worry if you’ll receive a payment, and you can even get more than just one commission from one referral.

If you’re not a fan of the credit card industry but you like affiliate marketing – I highly recommend checking out Wealthy Affiliate.

It’s an educational platform that will teach you how to choose something you’re passionate about, create a website, write valuable content, rank your website in search engines, and monetize the website through various affiliate programs.

If that sounds like something you’d like to hear more about – check out my Inside Wealthy Affiliate review where I share everything about the platform!


If you’re getting into the credit card industry, you’ll come across many different affiliate programs. It’s no secret that the largest companies in the industry offer affiliate programs.

While not all of them will be worth your time, Capital One is a very decent program that you should definitely get to know before joining.

One more thing is that I recommend finding one credit card program your really trust and stick with it rather than spreading yourself across many different programs.

Are you a member of Capital One? What do you think about the Capital One affiliate program?

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